The Benefits of Property Insurance In New York
The culture, pulsating lifestyle, and the delicious bagels alone make New York a city like no other. Having a valuable property in New York is perhaps a person’s biggest aspiration. So, it becomes inevitable that you should safeguard it from any sorts of unforeseen events and calamities such as theft, fire, or other kinds of … Read more
Happy Halloween!
From the haunted office of Morrell Insurance, we’re wishing everyone a safe and happy Halloween. Have fun chasing down those ghosts and treats.
5 Money Saving Tips to Know About Small Business Insurance in New York
When you start a business, you are likely to focus on everything that needs to go right. However, at times, you overlook considering what could go wrong. For any type of business, risk is inherent. It may be unpleasant to think about worse situations in business, but you should account for risk and know how … Read more
4 Things to Know About Flood Insurance When a Hurricane Strikes
Homeowners’ insurance does not cover property damage caused by floods or hurricanes. So, how do you protect your home and valuables when a hurricane strikes? If you live in a potentially flood-affected area, you probably should look beyond homeowners’ insurance, and get a separate flood insurance policy. Here’s everything you should know about flood insurance … Read more
Vacant Property Insurance Solutions
What to Know About Insuring Vacant Property, Vacant Property Insurance Solutions Vacant Property Insurance Solutions: Vacant Buildings, partial vacant and buildings under construction can be difficult to place coverage but we at Morell have vacant property insurance solutions for you. Many standard insurance companies aren’t comfortable with the exposure. With not many options it’s important to … Read more
Study Shows Workers’ Compensation Benefits & Employers’ Costs Rise
The National Academy of Social Insurance (NASI) recently published a study conducted on Workers’ Compensation benefits paid out in 2011. This study showed that both the benefits paid and costs to employers increased in 2011 in comparison to years prior. Total workers’ compensation costs to employers rose to $77.1 billion (up 7.1%), while benefits rose to $60.2 billion (up 3.5%).
Preparing Yourself for Hurricane Season
Hurricane season has begun (June 1 – November 30) and can mean potentially devastating or even deadly conditions for many homeowners. During a hurricane, your home may be damaged or destroyed by many different hazards, including: debris that can break windows and doors; fallen trees and power lines from large storms; destroyed windows, doors and roofing material; basement flooding and even extensive wind damage that can reach hundreds of miles from the storm center.
Why Purchase Flood Insurance?
Why Purchase Flood Insurance?
It’s the most common natural disaster in the United States and is not limited to coastal areas. Flood damage is not covered under a standard homeowners policy.
See what just a few inches of water can do to your home. Watch FloodSmart’s interactive demo. Keep in mind that flood maps have changed recently, so you could be at increased risk for flooding as a result of natural disasters and not know it. Visit floodsmart.gov for a Flood Map Update Schedule.
Boat Insurance – Get Ready for the Sailing Season
Summer is quickly approaching and, with it, comes a start to the recreational boating season for many of you. Boating is a great way to relax and get away from your everyday responsibilities and commitments. However, it’s important that you be sure to prepare your boat adequately prior to taking her out for the first time this season. You wouldn’t launch your boat without proper maintenance and safety measures, so why would you head out into the open water without boat insurance?
Commercial Property Insurance – the Importance of Protecting your Business
Are you a small business owner? Whether you own your workspace, lease or work at home, we at Morrell want to help you find the best commercial property insurance policy to meet your small business needs. Commercial property insurance can prepare you for unanticipated property damage to your workplace, such as a fire, burst water pipe or storm that could destroy your property inside and out.