How to Choose An Insurance Agent in Westchester
Buying insurance in Westchester can be tricky, thanks to numerous insurance companies that promise to offer the best services and pricing. Understanding the definitions, endorsements, coverage, exclusions, and conditions may be overwhelming, and purchasing an insurance policy may not sound exciting anymore. But then, imagine your life without insurance. Think of losing your valuable possessions … Read more
Vacant Property Insurance Solutions
What to Know About Insuring Vacant Property, Vacant Property Insurance Solutions Vacant Property Insurance Solutions: Vacant Buildings, partial vacant and buildings under construction can be difficult to place coverage but we at Morell have vacant property insurance solutions for you. Many standard insurance companies aren’t comfortable with the exposure. With not many options it’s important to … Read more
Study Shows Workers’ Compensation Benefits & Employers’ Costs Rise
The National Academy of Social Insurance (NASI) recently published a study conducted on Workers’ Compensation benefits paid out in 2011. This study showed that both the benefits paid and costs to employers increased in 2011 in comparison to years prior. Total workers’ compensation costs to employers rose to $77.1 billion (up 7.1%), while benefits rose to $60.2 billion (up 3.5%).
Boat Insurance – Get Ready for the Sailing Season
Summer is quickly approaching and, with it, comes a start to the recreational boating season for many of you. Boating is a great way to relax and get away from your everyday responsibilities and commitments. However, it’s important that you be sure to prepare your boat adequately prior to taking her out for the first time this season. You wouldn’t launch your boat without proper maintenance and safety measures, so why would you head out into the open water without boat insurance?
Nancy McClatchie, President of Wm. E. Morrell Insurance, Receives the Frederick H. Dayton Award
Each year, the Independent Insurance Agents of Westchester County, Inc. (IIAWC) presents the Frederick H. Dayton Award in honor of IIAWC President Frederick Dayton, who died in office, to a current member who has contributed meaningfully to his/her community. We are extremely pleased to announce that the 2013 recipient of the award is Nancy McClatchie, President of Wm. E. Morrell Insurance.
Are Christmastime Crimes Covered by Homeowners’ Insurance?
You spend weeks preparing for the festivities of the holiday season: tree trimming, stringing lights and hanging ornaments, shopping for the perfect gifts, wrapping presents and preparing your favorite traditional dishes. Sadly, it wouldn’t be hard for a Christmas crook to turn your holiday cheer into a Yuletide nightmare. Your homeowners’ insurance policy may have you covered if a thief runs off with your holiday goods or steals the shopping bags right out of your car.
Commercial Property Insurance – the Importance of Protecting your Business
Are you a small business owner? Whether you own your workspace, lease or work at home, we at Morrell want to help you find the best commercial property insurance policy to meet your small business needs. Give us a call at Morrell Insurance today to find a policy tailored to your business.
Hurricane Season Entering Peak Period, Yet Many Homeowners Still Do Not Have Flood Insurance
The busiest period of the Atlantic hurricane season is getting underway, so if you have not yet considered buying flood insurance, now is the time. Flood insurance covers your property against hurricane-caused storm surges as well as flooding generated by the torrential rains, which often accompanies tropical storms.
How to winterize your home
“For the typical homeowner,” says Rick McClatchie, a supervisor Wm. E. Morrell, inc. “just dealing with drafts you can feel will be a major improvement.” The first step? Nancy McClatchie, a owner at Wm. E. Morrell Insurance in White Plains, NY, recommends moistening your hand with water and running it along the edges of interior window and door trim and at the top of baseboards on exterior walls. “You’ll feel a draft like wind blowing through a straw,” he says. Caulking that space can make a significant difference. An eighth of an inch might not seem like a very big gap, but multiply it by, say, 1,000 linear feet of baseboard, and it adds up to more than 10 feet of space in your house that air can travel through. “If that’s not caulked, that’s a big, long, continuous gap,” says John McClatchie, president of WM. E. Morrell, Inc. “We tend to throw money at the problem in the form of heating oil, but all of that heat will just escape out of the envelope [around the house] until we start sealing the envelope.”
