A Message for New Year’s Eve Party Planners

Thinking of staying in this New Year’s Eve with a few friends? While hosting a small get-together may seem like a safe alternative to heading out to a bar or club, it could actually wind up costing you a lot more. If you host a party and serve alcohol, you may be held liable for guests who drink and are involved in an accident. Homeowners must be extremely careful when hosting a party where alcohol will be served because they could end up not only losing a friend, but also everything they own. If a guest is hurt, or worse, they or a family member can sue the party host for pain and suffering or other damages, such as loss of income.

As the host or hostess of a New Year’s gathering, there are options to protect yourself and your home. While the best option is to be conscious of how much alcohol your guests are consuming and secure a plan in case of a consequential accident, there are some homeowners’ policies that can provide protection. Umbrella policies can cover incidences that occur following a party in the home. Contact a representative at Morrell Insurance today to find out how you can benefit from opening a homeowners’ umbrella policy. Please remember to drink responsibly this New Year’s; and, if you host a party, be conscious, let guests stay over, have designated drivers or just stop serving alcohol halfway through the party. We at Morrell Insurance wish you a happy, healthy and safe New Year!

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