- Workers Compensation
- General Liability
- Employee Benefits with Group Medical
- Commercial Auto/Truck
- Surety/Fidelity Bonds
Protecting your assets is essential for any business owner. And for many firms, one of the most convenient ways to do so is with a business owners policy, which combines multiple insurance coverage into one comprehensive package. A cost-effective way to get the core insurance coverage you need, a business owners policy has the flexibility to expand as your business grows and your needs change down the road.
A business owners policy includes two primary types of insurance coverage:
- Property
Provides insurance coverage for your business’s physical structure and its contents, including inventory, office equipment, furniture and computers. Also includes business interruption insurance in the event you could not conduct business as usual. - Liability
Covers your business against claims and related expenses resulting from allegations of negligence.
Our experienced team of business insurance agents can explain this type of policy in detail and show you specifically how it would benefit your business.
Our insurance for small business owners works to protect you from:
- Property claims
- Equipment breakdown
- Income loss
- Professional liability claims
- Products and completed operations claims
- Fire legal liability claims
- Premises liability claims
Small business owners insurance builds in the specialized coverage your business needs, plus, you can choose from an array of other options. If your company needs additional protection, Morrell will work with you to create a tailored business owners insurance coverage package that suits your specific needs.
Find business owners insurance that is right for your workplace
Business owners policy can be a good solution for businesses like:
- Nightclubs/Taverns
- Laundromat
- Restaurants / Delis / Pizzarias / Bakeries
- Auto repair and lube shops
- Motels and hotels
- Medical, dental and veterinarian offices
- Service shops, such as dry cleaners and funeral homes
- Retail florists and clothing stores
- Wholesale barber and beauty suppliers
- Strip shopping centers
